Refer & Earn Terms

Version 1.0 · Last updated 2026-08-17

These terms govern the Gargi 9X Solution referral programme. Rewards are promotional benefits for genuine referrals — this is not a guaranteed income scheme.

1. ₹49 referral reward — eligibility

  • You earn ₹49 in your Refer & Earn wallet when a new user registers using your unique referral code/link AND their portal is successfully activated after verification.
  • The referred user must be a genuine, new user with real details.
  • Rewards are credited only after the referred registration completes verification and any required review.

2. Genuine referrals only

  • Self-referral is prohibited — you cannot refer yourself or your own duplicate account.
  • Duplicate, fake or bulk-created accounts are prohibited.
  • Rewards from fraudulent referrals are withheld or reversed.

3. 15% course commission

If a referred user purchases a referral-eligible course, you receive 15% commission on the eligible paid amount, credited to your Refer & Earn wallet after the purchase is confirmed.

4. Refund & commission reversal

If a purchase that generated a reward or commission is refunded, the corresponding reward/commission is reversed from your wallet. If the balance is insufficient, the recovery amount may be adjusted against future earnings.

5. Withdrawals

  • Minimum withdrawal: ₹250.
  • Withdrawals are made to your verified UPI/bank details after admin verification.
  • Only the Refer & Earn wallet is withdrawable. Portal Credit can never be withdrawn.
  • Withdrawal requests may be held for verification; fraudulent activity leads to rejection.

6. Fraud HOLD & review

Suspicious rewards may be placed on HOLD and reviewed by our fraud team before release. Decisions after review are final.

7. Changes

Programme terms, reward amounts and eligibility may be updated in accordance with applicable law. The current terms are always published on this page.

These documents describe platform policies and do not constitute legal advice. If anything is unclear, please contact us before making a payment.